Employment Credit Report

Why do this search?

Obtaining an employment credit report makes sense if the employee will be handling money or valuables or when considering promotion to higher levels of responsibility.

Information returned can include: Verification of full name and current address, former addresses, date of birth, social security number and employment. Also included are the credit score, payment histories, collection accounts, liens, judgments and bankruptcies, amounts owed on credit cards or mortgages and past due amounts.

Use of credit reports is strictly regulated by the Fair Credit Reporting Act (FCRA). See permissible purposes of consumer reports section of the FCRA.
Due to restrictions imposed by the Fair Credit Reporting Act adverse items of information pre-dating 7 years (and bankruptcy orders pre-dating 10 years) cannot be reported.

Requires an Unlimited Subscriber Agreement and a separate Credit Report Authorization on our form. See the To Order page for copies of these forms.